After a death or separation
Titles, Deeds & Joint Property
Whose name is on it now — and who decides?
Joint ownership is where estates and separations get genuinely confusing. How a deed is worded decides whether a house passes automatically, goes through probate, or gets split — and most people have never read the words on their own title.
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What's inside
- How to read your deed: joint tenancy with right of survivorship vs. tenancy in common vs. tenancy by the entirety, in plain language
- Why survivorship property passes outside a will — and what that means for your estate plan
- Transfer-on-death deed availability, state by state
- The step-by-step transfer sequence after a death, with the documents each county recorder expects
- Vehicle, boat, and titled-asset transfer requirements
- Joint bank and brokerage account survivorship rules
- The mortgage question: due-on-sale clauses, assumption, and the Garn-St Germain protections
- A property and title inventory worksheet for every jointly held asset
Who it's for: Surviving spouses, executors, heirs, and anyone separating jointly owned property.
Pairs with the free Inheritance intake
The kit gets it on paper. The free guided intake makes it specific to your state and your situation — and hands you a prioritized action plan at the end.
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This is an educational preparation kit — checklists, worksheets, and guidance. It is not a legal document and does not create one. Pre&Post is not a law firm.